The Perfect Home Is Waiting For You

Purchasing or refinancing is easy with our help

The Perfect Home Is Waiting For You

Purchasing or refinancing is easy with our help

The Perfect Home Is Waiting For You

Purchasing or refinancing is easy with our help

The Process

Simple. Competent.

Get Pre-approved

Our Secure Application takes about 12 minutes to complete, and is required for a “Pre-Approval.” You will be contacted once your application is submitted.

Make a Mortgage Plan

Based on your specific income, assets, and general financial situation, your loan officer will work with you to create your mortgage plan tailored to fit your needs.

Our Services

Why Choose Us

Buying a new home should be a time of anticipation and excitement, but using the wrong mortgage lender could not only lead to higher interest rates and fees, but add to your anxiety and frustration. Since 1999 we at Golden Gate Mortgage have perfected our loan process to keep things simple. We ensure the lowest rates and fees and focus on a high level of communication to eliminate anxiety and frustration from your home loan experience.


Golden Gate Mortgage has been a South Carolina Mortgage Broker for over 23 years

Best Interest Rates

The loan brokers at Golden Gate Mortgage have access to a large number of loan products from multiple mortgage lenders ensuring that you get the best home loan rates available. We don’t represent the banks we represent you! 

Worried about Mortgage Broker Fees?

Most of the time our broker fees are paid by the lending institution meaning you pay us nothing!

Our Company Story

The story of golden gate mortgage began in 1999 when our owner David Terrell worked for a bank in the mortgage industry. After experiencing constant corporate gridlock and having to sell his bank’s current interest rates instead of the best rates available, David decided to strike out on his own. David established Golden Gate Mortgage in April of 1999. Through his relationships with multiple lenders, he has ensured his clients have the lowest interest rates and fees offered in the mortgage industry. Our story began with a genuine desire to get our clients the best possible deal on their mortgages, and it will endure as we continue to deliver on this promise.

Our Loan Officers Have Over 20yrs of Experience

Over 29 Trusted Partners

Trusted Broker Since 1999

Satisfying over 6,000 homeowners across the Carolinas for over 23 years


What Our Clients Say

Casey Sharpe

After I got married, I moved into his house, making my house a rental property (investment property) my taxes quadrupled and my monthly mortgage payment went through the roof! Casey Refinanced my home loan to get me a substantially lower rate, saving me so much money!

Lashea Chapman

David Terrell – I can remember your first call to me. You’re a very high spirited and pleasant gentlemen. I want to thank you for allowing me the chance to purchase a home. I know this is your vocation. But, this is a dream come true for me. I appreciate your diligence in helping to find the right mortgage for me. You have a friendly and proficient staff. I’m forever grateful. Thank you sir for your time, expertise, and understanding of people trying to become a homeowner.

Spencer Dawkins

I am glad that I chose Golden Gate Mortgage to help me purchase my home. My broker, Billy Wallace, was untiring in his efforts to make sure that my experience was that of first class service. There wasn’t a time during this process that I could not reach Mr. Wallace. He made sure that if there was an issue, we found a way to keep the ball rolling. If Golden Gate Mortgage has brokers half as diligent as Mr. Wallace, I am sure that your experience will be a successful one, like mine.

Ashleigh Messervy

Troy made refinancing my house an easy, stress-FREE experience. He is not only professional, but extremely knowledgeable. Thanks to Troy- I save more than $350 each month, which makes owning a home more manageable.

Loan Programs

Our mortgage brokers have access to many different loan programs including FHA loans, USDA loans, VA loans, fixed rate mortgages (FRM), adjustable rate mortgages (ARM) and many more, ensuring that you get the best home loan rates available.

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