Get In Touch With Us
The Process
Simple. Competent.
Get Pre-approved
Our Secure Application takes about 12 minutes to complete, and is required for a “Pre-Approval.” You will be contacted once your application is submitted.
Make a Mortgage Plan
Based on your specific income, assets, and general financial situation, your loan officer will work with you to create your mortgage plan tailored to fit your needs.
Make a Mortgage Plan
Based on your specific income, assets, and general financial situation, your loan officer will work with you to create your mortgage plan tailored to fit your needs.
Golden gate is positioned perfectly as a mortgage broker approved with over 20 different lenders. With a mortgage broker, we work for you, not a lender. This allows us to create a mortgage plan that best suits your individual needs.
You should contact your loan officer after approval to make this plan as soon as possible.
Our Services
Why Choose Us
Buying a new home should be a time of anticipation and excitement, but using the wrong mortgage lender could not only lead to higher interest rates and fees, but add to your anxiety and frustration. Since 1999 we at Golden Gate Mortgage have perfected our loan process to keep things simple. We ensure the lowest rates and fees and focus on a high level of communication to eliminate anxiety and frustration from your home loan experience.
Experience
Golden Gate Mortgage has been a South Carolina Mortgage Broker for over 23 years
Best Interest Rates
The loan brokers at Golden Gate Mortgage have access to a large number of loan products from multiple mortgage lenders ensuring that you get the best home loan rates available. We don’t represent the banks we represent you!Â
Worried about Mortgage Broker Fees?
Most of the time our broker fees are paid by the lending institution meaning you pay us nothing!
Our Company Story
The story of golden gate mortgage began in 1999 when our owner David Terrell worked for a bank in the mortgage industry. After experiencing constant corporate gridlock and having to sell his bank’s current interest rates instead of the best rates available, David decided to strike out on his own. David established Golden Gate Mortgage in April of 1999. Through his relationships with multiple lenders, he has ensured his clients have the lowest interest rates and fees offered in the mortgage industry. Our story began with a genuine desire to get our clients the best possible deal on their mortgages, and it will endure as we continue to deliver on this promise.
Our Loan Officers Have Over 20yrs of Experience
Over 29 Trusted Partners
Trusted Broker Since 1999
Satisfying over 6,000 homeowners across the Carolinas for over 23 years
TESTIMONIALS
What Our Clients Say
Casey Sharpe
After I got married, I moved into his house, making my house a rental property (investment property) my taxes quadrupled and my monthly mortgage payment went through the roof! Casey Refinanced my home loan to get me a substantially lower rate, saving me so much money!
Lashea Chapman
David Terrell – I can remember your first call to me. You’re a very high spirited and pleasant gentlemen. I want to thank you for allowing me the chance to purchase a home. I know this is your vocation. But, this is a dream come true for me. I appreciate your diligence in helping to find the right mortgage for me. You have a friendly and proficient staff. I’m forever grateful. Thank you sir for your time, expertise, and understanding of people trying to become a homeowner.
Spencer Dawkins
I am glad that I chose Golden Gate Mortgage to help me purchase my home. My broker, Billy Wallace, was untiring in his efforts to make sure that my experience was that of first class service. There wasn’t a time during this process that I could not reach Mr. Wallace. He made sure that if there was an issue, we found a way to keep the ball rolling. If Golden Gate Mortgage has brokers half as diligent as Mr. Wallace, I am sure that your experience will be a successful one, like mine.
Ashleigh Messervy
Troy made refinancing my house an easy, stress-FREE experience. He is not only professional, but extremely knowledgeable. Thanks to Troy- I save more than $350 each month, which makes owning a home more manageable.
Loan Programs
Our mortgage brokers have access to many different loan programs including FHA loans, USDA loans, VA loans, fixed rate mortgages (FRM), adjustable rate mortgages (ARM) and many more, ensuring that you get the best home loan rates available.
Billy Wallace
Loan Officer
Bill Wallace has nearly 10 years experience in the Mortgage field. He considers it a privilege to help buyers achieve their homebuying needs, whether that is a first time home purchase, an addition to a real estate portfolio or a vacation property.
In his spare time, he enjoys traveling with his wife of nearly 32 years, hanging out with friends and family, boating, and Gamecock athletics.
David E. Terrell
Loan Officer
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice
Casey Sharpe
Loan Officer
Casey Sharpe entered the mortgage Industry in 2021, as an office manager, where she developed a passion for the process of saving people money. Casey is now a Loan Officer and enjoys creating a seamless homebuying process. Casey has enjoyed learning and becoming more knowledgeable about the mortgage process and can’t wait to answer all of the questions you may have! Casey was born and raised in Columbia, SC. She attended Dreher High, where she met her husband, and they welcomed their first child in 2022. She and her husband traveling and spending time with their 2 dogs, and 7 rescue cats.
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