Our Team
Meet Our Loan Officers

Riley Branham
Loan Officer

Troy Byrd
Loan Officer

Billy Wallace
Loan Officer

Pete Rowe
Loan Officer

David E Terrell
Loan Officer

Troy Branham
Loan Officer

Riley Branham
Loan Officer
Riley Branham has served the Midlands for more than five years in the mortgage industry. With a degree in accounting, Riley has the knowledge and ability to help her clients navigate the mortgage process. The perfect day for Riley includes hanging out on the lake with friends, playing with her two dogs, and spending time with family.

Troy Byrd
Loan Officer
Troy Byrd is a native of Columbia SC, and graduated from the University of South Carolina. Residing in Columbia gives Troy a passionate, and unique perspective on the local community.
Troy enjoys helping others, using creative problem solving, this makes the mortgage industry a perfect fit for Troy.
Partnering with GoldenGate Mortgage provided Troy the opportunity to work with a locally owned company that has been in business in Columbia since 1999, and also provides him with the mortgage pricing and programs that he need to ensure his client’s ultimate success.
Troy’s main goal is to make the mortgage process easy and stress free. In his free time Troy enjoys spending time at the beach with his wife and two children.

Billy Wallace
Loan Officer
Bill Wallace has nearly 10 years experience in the Mortgage field. He considers it a privilege to help buyers achieve their homebuying needs, whether that is a first time home purchase, an addition to a real estate portfolio or a vacation property.
In his spare time, he enjoys traveling with his wife of nearly 32 years, hanging out with friends and family, boating, and Gamecock athletics.

Pete Rowe
Loan Officer
Pete Rowe has been involved in real estate finance since 1993. His original career at American Express set up a path to provide solutions to home builders, developers, and home buyers throughout just about every financial boom and bust one can imagine. His long career has provided a background of understanding customer needs as well as having the experience to solve their problems. With two teenage boys and his wife who is the CEO of Harvest Hope, his free time is now limited to the golf course and fishing with his boys.

David E. Terrell
Loan Officer
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice
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